Fixed Deposit Calculator – FD Interest & Maturity Amount

FD Calculator – Calculate Fixed Deposit Interest & Maturity Amount

FD Calculation Parameters

Deposit Amount (?) Total amount you want to invest in Fixed Deposit ₹1,00,000
₹1,000 ₹5 Cr
Interest Rate (p.a.) (?) Annual interest rate offered by the bank 7.5%
1% 15%
Tenure (?) Duration of your Fixed Deposit investment (1 day to 10 years)
5 Years (1,825 days)
1 Day 10 Years
Interest Payout Frequency
Cumulative
Monthly
Quarterly
Yearly
Select Bank & Interest Rate
Custom Interest Rate 7.5%
1% 15%
TDS (Tax Deducted at Source)
Include TDS Deduction
TDS Rate 10%
Annual Exemption Limit ₹40,000

FD Calculation Results

Principal Amount
₹1,00,000
Total Interest
₹43,219
Maturity Amount
₹1,43,219
Net Amount After TDS
₹1,42,497

Insight: Your investment of ₹1,00,000 at 7.5% interest for 5 years will grow to ₹1,43,219. After TDS deduction, you’ll receive ₹1,42,497.

Detailed FD Analysis

8.63%
Effective Annual Rate
₹625
Monthly Interest
₹722
Total TDS Deducted
₹8,625
Average Annual Growth

FD Growth Visualization

Investment Growth Over Time
Principal Amount
Interest Earned
Cumulative Amount