SWP Parameters
Initial Investment (?)
Total amount you want to invest for SWP
₹10,00,000
Monthly Withdrawal Amount
₹10,000
Expected Annual Return (?)
Expected rate of return on your investment (p.a.)
8%
Withdrawal Period (?)
Duration for which you want to receive monthly withdrawals
10 Years
Withdrawal Frequency
Adjust for Inflation
Include Inflation Adjustment
Expected Annual Inflation Rate
6%
With inflation adjustment, withdrawal amounts increase each year to maintain purchasing power.
SWP Results
Initial Investment
₹10,00,000
Total Withdrawals
₹12,00,000
Final Balance
₹3,45,678
Total Returns
₹5,45,678
Insight: With an initial investment of ₹10 Lakhs and monthly withdrawals of ₹10,000 at 8% annual return, you’ll receive ₹12 Lakhs over 10 years and still have ₹3.46 Lakhs remaining.
Investment Balance Over Time
Balance Progression
Investment Balance
Cumulative Withdrawals
Investment Growth
Year-by-Year SWP Details
Annual Withdrawal Schedule
Withdrawal Frequency: Monthly
| Year | Start Balance | Annual Withdrawals | Annual Returns | End Balance | Cumulative Withdrawals |
|---|
₹10,000
Monthly Income
8%
Annual Return
10
Withdrawal Years
12%
Withdrawal Rate
